Financing & Brokerage

If you’re planning to purchase an existing property or build a new one, you will typically require real estate financing to realize your plans. Real estate financing is also referred to as a mortgage, building loan, housing loan, or property loan.

We do not provide loans ourselves, but are certified as real estate loan brokers under §34i of the German Trade Regulation Act (IHK certification). In many cases, we have successfully arranged financing for prospective buyers whose house bank had previously declined their loan application – and thus helped them purchase their dream home.

Financing a New Build Property

In addition to the pure construction costs of your new home, you will also incur expenses for land acquisition, site development, notary fees, and more. These additional charges are known as incidental construction costs – but there’s no need to be alarmed. We monitor all of these costs, while also identifying potential savings through BAFA or KfW subsidies. Based on this, we create an optimal financing plan tailored to your needs.

With new builds, financing is typically provided through multiple instalments paid out in stages by the lender. This means the bank remains involved throughout the construction process and monitors its progress closely.

Financing an Existing Property

Compared to new builds, the costs of purchasing an existing property are generally easier to estimate. Still, it’s important to consult with experts to avoid hidden costs and to find financing that suits your individual financial situation.

Most buyers of existing homes plan renovations or modernizations to increase energy efficiency or to tailor the property to their personal preferences. We help you calculate the total costs transparently and realistically – and support you in securing the right loan to make your dream home a reality.